Free Tool Convert

EMI Calculator

EMI Calculator

Calculate your monthly loan payments instantly with our EMI Calculator. Simply enter your loan amount, interest rate, and tenure to get an accurate EMI along with total interest and repayment details. This tool helps you compare loan plans, understand borrowing costs, and plan your finances before applying for home loans, car loans, personal loans, or business loans. With real-time calculations and clear breakdowns, you can make smart, confident financial decisions effortlessly.

icons8 easy 96

Fast & Easy EMI Calculator

Enter your loan amount, interest rate, and tenure to instantly calculate your monthly EMI. Get accurate repayment details in one click — perfect for home loans, car loans, personal loans, business loans, and education loans.

icons8 google pixel 6 96

Calculate EMI With Precision

Our EMI Calculator provides a complete breakdown of your loan, including:
Monthly EMI amount
Total interest payable
Total repayment amount
Amortization structure
Loan cost over time
Tenure adjustment insights
This helps you plan your finances confidently before taking any loan

icons8 secured file 96

File Protection Guaranteed

Your loan inputs are secured with advanced TLS encryption. Once your calculation is complete, all temporary data is automatically deleted from our servers within one hour — ensuring total privacy and security.

Calculate EMIs Online — No Software Needed

The tool runs entirely in your browser. Whether you’re using Windows, macOS, Linux, or mobile, you can calculate your EMI instantly without installing any app or software.

Perfect for All Loan Types

Use the EMI Calculator for:
• Home loans
• Car & bike loans
• Personal loans
• Education loans
• Property loans
• Business financing

Your results help you choose the right loan amount, compare interest rates, and plan monthly budgets.

Smart Loan Insights Included

Our EMI Calculator also helps you understand:
• How interest rates affect your EMI
• How shortening or extending tenure changes repayments
• Your cost of borrowing
• Total savings by making prepayments
• Loan comparison options

These insights make financial decision-making easier and smarter.

Process Everything in the Cloud

All calculations run securely in the cloud — ensuring instant performance, zero device load, and smooth EMI computation anytime.

How To Calculate EMI Online

  1. Enter the loan amount.

  2. Select your interest rate.

  3. Choose your loan tenure (months or years).

  4. View your EMI, interest, and repayment breakdown instantly.

  5. Adjust values to find the best loan fit — done!

EMI Calculator FAQs

Using the standard formula: EMI = [P × R × (1+R)^N] / [(1+R)^N – 1]

Yes — longer tenure lowers EMI but increases total interest.

Absolutely — change amount, rate, or tenure to compare instantly.

Yes. All inputs are encrypted and auto-deleted after one hour.

Yes! Calculate unlimited EMIs at no cost.

Scroll to Top